{"id":12969,"date":"2021-10-28T16:15:49","date_gmt":"2021-10-28T19:15:49","guid":{"rendered":"https:\/\/www.salesesales.com.br\/site\/?p=12969"},"modified":"2021-10-28T16:21:11","modified_gmt":"2021-10-28T19:21:11","slug":"12969","status":"publish","type":"post","link":"https:\/\/www.salesesales.com.br\/site\/2021\/10\/28\/12969\/","title":{"rendered":"Fazer Pix vai mudar a partir desta sexta-feira 29\/10"},"content":{"rendered":"\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-left kksr-valign-top kksr-disabled\"\n    data-payload='{&quot;align&quot;:&quot;left&quot;,&quot;id&quot;:&quot;12969&quot;,&quot;readonly&quot;:&quot;1&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;top&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;0&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;0&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;5&quot;,&quot;greet&quot;:&quot;Rate this post&quot;,&quot;legend&quot;:&quot;0\\\/5 - (0 votes)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;width&quot;:&quot;0&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 0px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            <span class=\"kksr-muted\">Rate this post<\/span>\n    <\/div>\n    <\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"87ova-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"87ova-0-0\"><strong>Fazer Pix vai mudar a partir desta sexta-feira 29\/10<\/strong><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"boii7-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"boii7-0-0\"><span data-offset-key=\"boii7-0-0\">\u00a0<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"bqa3e-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"bqa3e-0-0\"><span data-offset-key=\"bqa3e-0-0\">\u00a0<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"3up1e-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"3up1e-0-0\"><span data-offset-key=\"3up1e-0-0\">O Pix pode ficar ainda mais descomplicado com as novas regras do Banco Central que entram em vigor a partir desta sexta-feira, 29\/10. A terceira fase do open banking entra em vigor na data, possibilitando que os iniciadores de pagamentos atuem diretamente com os pagamentos instant\u00e2neos.<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"82sc9-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"82sc9-0-0\"><span data-offset-key=\"82sc9-0-0\">\u00a0<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"8u43r-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"8u43r-0-0\"><span data-offset-key=\"8u43r-0-0\">Isso significa que o usu\u00e1rio poder\u00e1 fazer transfer\u00eancias dentro dos aplicativos dos pr\u00f3prios iniciadores de pagamentos, sem precisar entrar na ferramenta do banco. De acordo com o BC, as mudan\u00e7as devem gerar uma redu\u00e7\u00e3o de sete para tr\u00eas passos.<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"4uu7m-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"4uu7m-0-0\"><span data-offset-key=\"4uu7m-0-0\">\u00a0<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"7od30-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"7od30-0-0\"><span data-offset-key=\"7od30-0-0\">A partir de sexta, ser\u00e1 poss\u00edvel pagar por um produto ou servi\u00e7o dentro do pr\u00f3prio ambiente de quem oferece Pix como op\u00e7\u00e3o de pagamento. Ao pedir um lanche no iFood, por exemplo, o usu\u00e1rio poder\u00e1 fazer o pagamento no aplicativo de delivery, sem necessidade abrir o do banco.<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"45utv-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"45utv-0-0\"><span data-offset-key=\"45utv-0-0\">\u00a0<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"7iims-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"7iims-0-0\"><span data-offset-key=\"7iims-0-0\">A autoriza\u00e7\u00e3o da transa\u00e7\u00e3o seguir\u00e1 sendo de compet\u00eancia da institui\u00e7\u00e3o financeira, garantindo a seguran\u00e7a do processo. Quem quiser continuar acessando a ferramenta do banco para usar a funcionalidade continuar\u00e1 tendo essa op\u00e7\u00e3o.<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"90uip-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"90uip-0-0\"><span data-offset-key=\"90uip-0-0\">\u00a0<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"c7q64-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"c7q64-0-0\"><span data-offset-key=\"c7q64-0-0\">O WhatsApp est\u00e1 entre as companhias que podem atuar como iniciadores de pagamento. Com a entrada da terceira fase do open banking, a empresa deve ampliar suas possibilidades para permitir Pix na sua pr\u00f3pria plataforma.<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"8dsqq-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"8dsqq-0-0\"><span data-offset-key=\"8dsqq-0-0\">\u00a0<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"buqsc-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"buqsc-0-0\"><em>\u00a0<\/em><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"28qfq-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"28qfq-0-0\"><strong><em>Terceira fase<\/em><\/strong><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"3e4ql-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"3e4ql-0-0\"><span data-offset-key=\"3e4ql-0-0\">\u00a0<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"3dj9u-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"3dj9u-0-0\"><span data-offset-key=\"3dj9u-0-0\">A implementa\u00e7\u00e3o na nova etapa do open banking ocorreria em agosto, mas foi adiada para outubro. Mais uma etapa est\u00e1 prevista para dezembro, com a previs\u00e3o de troca de informa\u00e7\u00f5es entre as institui\u00e7\u00f5es.<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"7mvi4-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"7mvi4-0-0\"><span data-offset-key=\"7mvi4-0-0\">\u00a0<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"51jpe-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"51jpe-0-0\"><span data-offset-key=\"51jpe-0-0\">\u201c\u00c9 na fase 3 do open banking que come\u00e7ar\u00e1 a integra\u00e7\u00e3o nas presta\u00e7\u00f5es de servi\u00e7os. Ela ocorrer\u00e1 de forma gradativa, envolvendo primeiramente o Pix, e integrando posteriormente os pagamentos com TED e transfer\u00eancias entre contas na mesma institui\u00e7\u00e3o, boletos, d\u00e9bitos em conta e, por fim, propostas de cr\u00e9ditos\u201d, explica especialista em regula\u00e7\u00e3o da JL Rodrigues &amp; Consultores Associados, Jos\u00e9 Luiz Rodrigues.<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"at5nr-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"at5nr-0-0\"><span data-offset-key=\"at5nr-0-0\">\u00a0<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"f1i2e-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"f1i2e-0-0\"><span data-offset-key=\"f1i2e-0-0\">\u201cEssa fase proporcionar\u00e1 o surgimento de novas solu\u00e7\u00f5es e ambientes para a realiza\u00e7\u00e3o de pagamentos e, posteriormente, novas din\u00e2micas \u00e0s opera\u00e7\u00f5es de cr\u00e9dito. \u00c9 uma fase direcionada para difundir o acesso a servi\u00e7os financeiros, mas preservando a seguran\u00e7a do Sistema Financeiro Nacional\u201d, completa.<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"f9nng-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"f9nng-0-0\"><span data-offset-key=\"f9nng-0-0\">\u00a0<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"c3gcp-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"c3gcp-0-0\"><span data-offset-key=\"c3gcp-0-0\">\u00a0<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"dir2v-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"dir2v-0-0\"><span data-offset-key=\"dir2v-0-0\">\u00a0<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"17s00-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"17s00-0-0\"><em>Fonte: Capitalist (27\/10\/2021)<\/em><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"7gv45\" data-offset-key=\"adhhd-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"adhhd-0-0\"><em>As mat\u00e9rias aqui apresentadas s\u00e3o retiradas da fonte acima citada, cabendo \u00e0 ela o cr\u00e9dito pela mesma<\/em><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>O Pix pode ficar ainda mais descomplicado com as novas regras do Banco Central que entram em vigor a partir desta sexta-feira, 29. A terceira fase do open banking entra em vigor na data, possibilitando que os iniciadores de pagamentos atuem diretamente com os pagamentos instant\u00e2neos.<\/p>\n<p>Isso significa que o usu\u00e1rio poder\u00e1 fazer transfer\u00eancias dentro dos aplicativos dos pr\u00f3prios iniciadores de pagamentos, sem precisar entrar na ferramenta do banco. De acordo com o BC, as mudan\u00e7as devem gerar uma redu\u00e7\u00e3o de sete para tr\u00eas passos.<\/p>\n<p>Leia a not\u00edcia na \u00edntegra no Blog da Sales e Sales Assessoria Cont\u00e1bil e Empresaria, endere\u00e7o eletr\u00f4nico www.salesesales.com.br\/blog<\/p>\n","protected":false},"author":2,"featured_media":12973,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"footnotes":""},"categories":[6],"tags":[1510,741,1987,1926],"class_list":["post-12969","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tecnologia-da-informacao","tag-banco-central","tag-mudancas","tag-open-banking","tag-pix"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.salesesales.com.br\/site\/wp-json\/wp\/v2\/posts\/12969","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.salesesales.com.br\/site\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.salesesales.com.br\/site\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.salesesales.com.br\/site\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.salesesales.com.br\/site\/wp-json\/wp\/v2\/comments?post=12969"}],"version-history":[{"count":3,"href":"https:\/\/www.salesesales.com.br\/site\/wp-json\/wp\/v2\/posts\/12969\/revisions"}],"predecessor-version":[{"id":12975,"href":"https:\/\/www.salesesales.com.br\/site\/wp-json\/wp\/v2\/posts\/12969\/revisions\/12975"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.salesesales.com.br\/site\/wp-json\/wp\/v2\/media\/12973"}],"wp:attachment":[{"href":"https:\/\/www.salesesales.com.br\/site\/wp-json\/wp\/v2\/media?parent=12969"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.salesesales.com.br\/site\/wp-json\/wp\/v2\/categories?post=12969"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.salesesales.com.br\/site\/wp-json\/wp\/v2\/tags?post=12969"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}